We set up our company on the firm foundations of ethically led enterprise, where every member of our team and every client we serve is met with respect, attention and the expectation of a positive and beneficial relationship.  
 
Each person in our team has developed an area of expertise which contributes towards the professional, friendly and approachable service you, the client, will receive. We are lucky to have specialists focusing on pensions and investments, experienced mortgage advisers and well informed protection experts who can recommend the best solutions for your needs.
 
Together, as a team, we work hard to make our business processes and everyday lives sustainable and friendly to the environment.  We are constantly asking ourselves  how can we do even better and  make a contribution to the global sustainability agenda. This is why, early on, we have digitalised many of our processes, reduced our dependence on printed information and forms, switched company's energy suppliers to renewable sources and expanded our investment solutions to offer Environmental, Social and Governance portfolios. As they are growing in popularity among our clients we have realised that this is just the beginning and that as our sustainable journey accelerates, we are preparing to take even more steps to play a role in this global fight for the environment and sustainability of every aspect in our lives.
 

Meet the Team

Mark Chiva - Director, Independent Financial Planner

Mark Chiva

Director, Independent Financial Planner

After working for over 20 years for other financial institutions Mark decided to set up Haverfords to make a lasting difference to individuals and families with their financial security and wealth planning. ‘’ I wanted to set up a lasting relationships with my clients and see them as individuals, rather than a sales target’’. Mark specialises in pension and investment advice and believes that financial industry can greatly contribute to local and global sustainability agenda. Mark is also a triathlete… (let’s leave it there) and a father to 3 children.

Kat Chiva - Director, Independent Financial Adviser

Kat Chiva

Director, Independent Financial Adviser

Kat, a cofounder of Haverfords, started her financial career in 2012, as a mortgage and protection adviser, expanding Haverfords services to homebuyers and property investors. Since then, Kat gained Diploma in Financial Advice and works with clients who need help with their pensions. Kat sets the company’s direction and is committed to making Haverfords a business which is friendly, approachable and client focused with the highest possible standard of professionalism. Kat loves mountains, being active and running with her dog.

Iwona Chodzicka - Senior Independent Mortgage Adviser

Iwona Chodzicka

Senior Independent Mortgage Adviser

Iwona joined Haverfords in April 2017. She qualified as a mortgage advisor with CeMAP in 2019. She is our Head of Mortgages providing tailored advice and overseeing all mortgage transactions. “Individual, personal, holistic approach to the service was exactly what I was looking for in a company” she said. She is also an interpreter, translator and EFL teacher, as well as a passionate photographer. Having worked within public sector for many years she enjoys working with people and has a very personal approach.

Matt Carson - Independent Mortgage and Protection Adviser

Matt Carson

Independent Mortgage and Protection Adviser

Matt joined Haverfords in September 2020 after 20 years working at a senior level in the publishing and digital marketing industries. Matt also has over 10 years’ worth of experience as a company director. This journey provides valuable knowledge which Matt uses to benefit both his clients and professional contacts. Matt holds the Certificate in Mortgage Advice and Practise (CeMAP) qualification and Certificate in Regulated Equity Release (CeRER). Matt enjoys all sports, but especially snowboarding and the outdoors.

Anna Musialik - Office Manager

Anna Musialik

Office Manager

Anna is responsible for all aspects of efficient document processing and information security. Gained academic credentials in administration and management and worked over eight years in a document management sector, managing paperless transition projects for high calibre clients and government institutions. Anna engineers Haverfords systems to meet our environmental standards. Having strong IT background, Anna is also responsible for streamlining communication channels. Outside of work Anna enjoys cycling trips with her family and is a follower of a Wim Hof method.

Caitlin Johnson - Case Administrator

Caitlin Johnson

Case Administrator

Caitlin is the youngest member of our team. She joined us following a career in childcare and early years so please expect a decent level of love and care from her! Caitlin is responsible for communication between clients and their solicitors, between us and the providers and assists our advisers with processing of the applications. Currently, she is studying career development, employability and personal finance with the Open University. In her spare time, she likes to decorate and upcycle furniture.

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