Help to Buy – Help to Stay

As the fifth anniversary of the Help to Buy Equity Loan scheme approaches, borrowers who used the government backed programme for the first time buyers will have to consider their options and make some tough financial decisions.

Would you ask your parents to do it?

Test on advising clients nearing retirement... So many of my clients had no idea about the not-so-recent changes to Britain’s pension system and how to ensure that they are benefiting from them. The new flexibility means that the lucky owner of a pension fund can access a lump sum, decide when to...

Lowest Rated Mortgage Deals are Not always the cheapest…

Recent article in FT Adviser brought this subject back to our daily office discussions. Nowadays, clients come to see us with certain expectations, often after conducting their own research on line or after seeing media adverts. Some will compare their deal with those of a friend or a neighbour and...

Change of rules for BTL mortgages 1st of April 2018

From 1 April 2018, new Energy Efficiency Regulations (EPC) are being introduced in an effort to reduce energy costs for tenants and improve the energy efficiency of Buy to Let properties.

Golden Medal for Mortgage Brokers

Chocolate medals for mortgage brokers from Virgin Money! Oh yes, they will come handy on those long winter evenings! Or might just be eaten by the kids! Thank you Virgin Money!
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