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Optimists live longer and those with right insurance in place sleep better
There are 3 main types of cover available on the market for people looking to get a safety net over their own and their family financial needs.
Life cover, Critical Illness Cover, Income Protection.
Borrowers in retirement! Equity Release is not the only option.
As a later life finance specialist, who arranges Equity Release contracts for clients regularly, I can honestly say that this solution will not be suitable for everyone. There are other products available to later life clients, some of which might be more appropriate.
Have you used your ISA allowance this year?
Remember you have only 5 weeks left in the 2020-2021 tax year to take advantage of your ISA allowance. It is important to understand that financial institutions are experiencing processing delays due to Covid enforced working arrangements and may take longer than usual to process your application. S...
Mortgage affordability calculations
The first question we get asked by our clients, as independent mortgage advisers, is how much can I borrow?
The answer is never straight forward, as it depends on your personal circumstances, types of income you have and your credit history. Additionally, lenders have such different lending pol...
If you can’t remortgage due to change of circumstances...
Borrowers whose circumstances have changed due to the pandemic may find themselves unable to remortgage and possibly paying increased standard variable rates.
In most situations you can avoid paying increased mortgage interest by contacting your lender and asking for a product switch.
You can also...
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