Would you go green with your ISA?
The Green agenda is very dear to all of us, here at Haverfords.  I am committed personally, on many levels, with a hope that my children will enjoy access to a diverse natural environment, the way I have taken for granted all my life.  

I often ask my clients: Are you interested in making your money work harder, not just for you, but for the planet too?  

ISAs (Individual Savings Accounts) offer fantastic tax benefits, but did you know there are now options that align your investments with environmental and social responsibility, and they are becoming a go to solution for many of our clients.  

Sustainable investing, also known as ESG (environmental, social, and governance) investing, ethical investing, or green investing, offers a clear objective: achieve financial returns while contributing to a better future. This rapidly growing market allows you to invest with purpose. 

The landscape of sustainable investing is full of innovative trends. One such trend aligns investments with the UN Sustainable Development Goals (SDGs). These goals address humanity's most pressing challenges, such as poverty, hunger, and climate change.  By investing in companies tackling these issues, your portfolio contributes to a more sustainable future. 

Another trend, you may want to consider for your ISA investments, merges the growing desire for socially responsible portfolios with the popularity of low-cost passive funds. These core portfolios invest in businesses with strong ESG credentials, ensuring alignment with your values. Additionally, they invest in sustainable sectors like clean energy, healthcare, and green bonds.  

Going a step further is impact investing, which targets companies whose products and services actively generate positive social and environmental impact, alongside attractive financial returns. Ultimately, investments are chosen based on their potential to deliver strong financial returns for investors. 

Research from leading financial institutions like Morgan Stanley and Schroders suggests that sustainable investing has the potential to enhance returns while mitigating risk.  This makes perfect sense when you consider that such an approach prioritises companies actively working to be environmentally and socially responsible.  These businesses tend to attract and retain loyal customers, suppliers, and employees, while also avoiding potential fines and legal issues. Additionally, they are often positioned within high-growth sectors with promising futures. 

It is no surprise that many of our clients in Peterborough, the city which in 2008 adopted the target of ‘Creating the UK’s Environment Capital’, seriously consider investing their ISA into so called ‘’green solutions’’.  

Please remember, this content is provided for information purposes only. Investment involves risk. Past performance is not a guarantee or indication of future results. Investment return and the principal value of an investment may go up or down and may result in the loss of the amount originally invested. All investors should seek professional advice prior to any investment decision, to determine the risks associated with the investment and its suitability. 

Contact us, if you are interested.  


Kat – IFA/Director
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